Txt Loan is an established loan lender in the UK with a straightforward application process. They work equally to payday loan lenders and provide short-term loans for a amount of up to 7 days. However, there are some major variations and you need to bear in mind of them before applying.
One obvious distinction is the most loan quantity you get from Txt Loan; which is barely £100, against the payday loan trade average of £750. And their charge for the £100 you borrow is 100% for seven days.
Txt Loan have eligibility needs and that they are:
* be at least eighteen years recent
* use and receive an everyday salary or pay cheque of at least £400
* be a UK resident
* must have a portable and an e-mail address
Applying for a loan is straightforward and begins on-line. when registering your details on their web site, you will then got to send them a text message with variety they're going to provide. Your funds can then be transferred to your account inside five minutes and this can be £100 for brand new customers.
Txt Loan has received several positive customer reviews and this can be mainly as a result of their fast turnaround service. They deposit funds inside minutes and that they do not normally raise you to fax any documents.
There are pros and cons related to this lender and we've included the foremost ones below:
Pros
1. Application is straightforward and fast and only needs a portable text message
2. Their charges are under most payday loan lenders who charge £25 for each £100 borrowed
3. you merely got to register once on the web site and all subsequent loan applications are done through your portable
4. a coffee credit score doesn't mean Txt Loan can automatically decline your application
5. They welcome owners and tenants
6. Registration is totally free of charge
7. A loan from Txt Loan can improve your credit score if you repay early and don't default
8. They even transfer funds to your account on bank holidays and weekends
Cons
1. they will need you to fax sure documents like bank statements, which may curtail the appliance process
2. If you default on your loan, it'll negatively affect your credit score and stop you from obtaining credit in the future
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